Underfoot, shoppers will notice the light-tonedceramic floor tile, a practical solution to the harsh winter months thatdefine the Alberta province, but an element that suggests permanence andquality.Freson's emphasis on 'old world' service, meanwhile, is front and centerin several departments. logo is available at http:// StatementsSandy Spring Bancorp makes forward-looking statements in this news release.These forward-looking statements may include: statements of goals, intentions,earnings expectations, and other expectations; estimates of risks and of futurecosts and benefits; assessments of probable loan and lease losses; assessmentsof market risk; and statements of the ability to achieve financial and othergoals.Forward-looking statements are typically identified by words such as "believe,""expect," "anticipate," "intend," "outlook," "estimate," "forecast," "project"and other similar words and expressions. Proceeds will finance the renovation and rehabilitation of existingfacilities. He is also the ExecutiveProducer, Co-director, and star of the 2007 film Pass It On and is featured inthe 2009 film Think and Grow Rich: Three Feet from Gold. The cash inflow from operating activities for the third quarterof 2009 included $1.3 billion generated by operating working capital changes.Other operating activities for the three months ended September 30, 2009 includea non-cash charge of $110 million related to convertible bonds (versus $357million in the second quarter of 2009), and a non-cash gain of $50 millionrelating to hedges on raw material purchases (versus $239 million in the secondquarter of 2009). Food and Drug AdministrationMedia Inquiries: Sandy Walsh, +1-301-796-4669, .

Investors will be able to access the third quarter 2009 earnings press release,as well as a supplementary presentation, by visiting the Investor Relations pageof PHH's website at on November 5, 2009 prior to the conferencecall. As required, the governor has released a proposal to close the gap. We believe, however, that supplementing GAAPnet loss and net loss per share information by providing normalized net (loss)income and normalized net (loss) income per share, excluding the effect ofimpairments and restructuring and stock-based compensation expense in allperiods, is useful to investors because it enables additional and moremeaningful period-to-period comparisons. Access to the rankings and profiles of allcompanies surveyed is available to clients of ABI Research.

Meanwhile, opportunities in the food preparation and serving category fell,indicating that the hospitality industry maybe pessimistic about end-of-yearconditions. WHAT: BBR MANAGEMENT LLC PRESENTS CHECK TO ALEX`S LEMONADE STAND FOUNDATION WHEN: WEDNESDAY NOVEMBER 11, 2009 2PM WHERE:BRIDGES AT MALLARD CREEK APARTMENT HOMES2305 NEW ENGLAND STREET CHARLOTTE, NC 28269BBR Management LLCPam Newsom, Marketing Director, 704-944-0100 Copyright Business Wire 2009. Research and Development ExpenseResearch and development (R&D) expenses in the third quarter of 2009 were $3.2million, up 15%, or $0.4 million, from $2.8 million in the third quarter of2008. Certain statements contained in this release may contain forward-lookinginformation with respect to plans, projections or future performance of theCompany. S2035 158,000DHQ3 2011 DH: Double Hull DNA: Design New AframaxFORWARD-LOOKING STATEMENTSExcept for the historical information contained herein, the matters discussed inthis press release are forward-looking statements that involve risks anduncertainties that could cause actual results to differ materially from thosepredicted by such forward-looking statements.